Vietnam does not take Amex everywhere. Your bank's international transfer may add a percentage fee on top of a poor exchange rate. On a $4,000 payment, that can be meaningful money gone before you sit in the chair.
You are about to send money to a company in Vietnam you found online. It is completely reasonable to be cautious. The Hudson does not ask you to send a large sum upfront.
A 10 percent deposit confirms the booking. The remaining 90 percent is paid directly at the clinic, in person, after you have met the team and are proceeding with treatment.
Before any transfer, The Hudson provides payment details in writing: company name, account number, bank name, and confirmation from a real person. If anything feels off, do not send. Contact us first.
The 10 percent deposit is collected through Stripe. You receive a secure payment link, pay by card, and receive a receipt immediately. No bank details to copy and no manual transfer errors.
For the remaining balance, Wise is often the cleanest option. It transfers money close to the mid-market exchange rate with a clear fee. On a full arch case, the difference compared with a standard bank transfer can be significant.
Load your Wise account at least three days before departure so you are not managing a large transfer from a hotel lobby the night before the procedure.
- Splitit can split an existing credit card limit into monthly instalments without a new loan application, subject to card limit and provider terms.
- Humm and Zip Money are Australian financing platforms used for medical and dental treatment. They involve application and approval.
- TLC Finance and Latitude Financial specialise in longer-term medical finance and may suit larger full arch or full mouth cases.
Early super release for dental treatment exists under Australian law, but approval criteria are strict. The ATO requires documented evidence that the condition is causing severe chronic pain or significantly impacting health, confirmed by registered medical practitioners.
Approval for implant cases is not guaranteed. It can be worth discussing with your super fund, but do not build your payment plan around it.
The money saved by coming to Vietnam does not have to sit in your bank account. Some patients upgrade their flight, extend the trip, pay off debt, or split the cost over time and keep savings untouched.
However you structure it, The Hudson's job is to make sure the saving does not disappear into unnecessary fees or unnecessary worry.